A liberalization clause in insurance adjusts your policy as laws change, ensuring continued compliance without extra cost.

In Amerisure v. Selective, the Second Circuit held that the subcontract terms governed the additional insured question while the other insurance clauses in the insurance policies governed the priority ...

Discover how the warehouse-to-warehouse clause protects cargo in transit between warehouses. Learn its key features, examples ...

January 7, 2022 - Some policyholders might be surprised to learn that more than one insurance policy can apply to the same claim or injury. Having a second policy involved might seem like a luxury at ...

Excess insurance policies are generally written to be just that; they—through their “other insurance” provisions—purport apply in excess of other insurance available to the insured. In many ...

States are becoming increasingly hesitant about complying with the Patient Protection and Affordable Care Act (PPACA) by implementing a health insurance exchange. As a result, some are including ...

Col Fullagar takes a look at insurance clauses and explains why insurers need to offer greater clarity to customers. The catch-cry of too many an insurance client is “the big print giveth and the ...

As the hour of this morning’s argument in Great Lakes Insurance v Raiders Retreat Realty progressed, it seemed to become more and more clear how the justices will resolve this case. The question – ...

Statutory legislation and administrative regulations, all as construed by our courts, have over the decades promulgated, and interpreted, insurance coverage as an instrument of social good. Coverage ...