Pay-for-delete promises to erase collection debt from your credit report, but the results of this strategy can vary.

If your goal is peace of mind, paying what's owed can feel like a weight lifted. You eliminate collection calls and remove ...

Disputing collections debt can protect your credit, but only if you know when it actually makes sense to do so.

Paying off collections improves your finances, but what happens to the negative mark on your credit report?

This article was paid for by Freedom Debt Relief. A debt settlement company can help you find relief from overwhelming debt payments, debt collectors and mounting fees. But not all of these companies ...

Debt settlement requires you to pay a lump sum to creditors for less than you owe and have the remaining balance forgiven. To choose the right debt settlement company, compare the cost, eligibility ...

Freedom Debt Relief reports that negotiating credit card debt can lead to lower payments, waived fees, or partial forgiveness ...

As American consumers continue to face historically high levels of personal debt, the need for qualified and properly trained debt settlement professionals has never been greater. With the average ...

In April 2025, Freedom Debt Relief reviewed data from tens of thousands of people actively looking for help with their debt. The numbers might be surprising. About one in four has at least one account ...