As a series of compounding pressures challenge lenders heading into the back half of 2025, risk managers are becoming increasingly aware that they’re attempting to meet lending goals using credit data ...

Aggregate U.S. consumer spending still looks healthy, but that strength is increasingly misleading. Beneath the surface, a ...

There's also a customer cost. More data often means more friction: extra verification steps, repeated identity checks, longer ...

CHICAGO, Nov. 03, 2025 (GLOBE NEWSWIRE) -- Recent patterns in consumer credit risk suggest a growing divide among U.S. consumers, as some demonstrate heightened financial resilience while others face ...

Patterns in consumer credit risk indicate a prominent divide among US based consumers, as some demonstrate “heightened financial resilience,” meanwhile others are now facing growing challenges. These ...

The average U.S. credit score slipped nationwide, largely due to the resumption of federal student loan delinquency reporting on U.S. consumers’ credit reports, according to FICO. The scoring agency ...

Two key players in the consumer finance space that target the underserved credit segments, such as subprime and non-prime borrowers, are Pagaya Technologies Ltd. PGY and OneMain Holdings, Inc. OMF.

Associated Bank leads the industry with a bold move to FICO’s most predictive auto credit score, setting a new standard in predictive risk management FICO® (NYSE: FICO), global analytics software ...