Collision vs comprehensive car insurance: which do you need? While collision and comprehensive car insurance are optional in every state, they’re required by lenders if you are financing or leasing ...

Comprehensive insurance covers a variety of expensive problems, such as car theft and vehicle damage. Use comprehensive insurance for damage related to weather, floods, fire and vandalism. It pays for ...

Your deductible is the amount you agree to pay out of pocket when you file a claim before your insurance steps in, and it’s the starting point of a negotiation with your provider about who pays, how ...

Auto insurance coverage comes in many forms, and what you'll pay — both for your premium and if you need to file a claim — will rely heavily on the coverages you choose. Two of the primary types ...

Collision insurance can help pay for repairs to your vehicle if it collides with an object, such as another vehicle or pole. If you have a loan or lease on your car, your lender likely requires ...

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What is a car insurance deductible, and how does it work? If you have ever shopped for auto insurance, you have likely come across the word “deductible” in your policy options. For many drivers, it is ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

Scott Nyerges is a former senior editor and content strategist at U.S. News & World Report, where he led coverage of car insurance and other personal insurance lines. He's also served as a managing ...

One caveat is colliding with an animal, such as a deer. That type of damage is covered by comprehensive coverage. If you are not at fault for an accident, the other driver’s property damage liability ...