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US Fed keeps key rate steady

Fed holds interest rates steady: What that means for mortgages, credit cards and loans

From mortgage rates and auto loans to credit cards and savings accounts, here's a look at how the January Fed decision could affect your finances.

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Fed holds interest rates steady for first time since July

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Fed Keeps Rates Steady

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US Fed holds interest rates and defends independence

The US Federal Reserve voted to hold interest rates on Wednesday despite White House pressure to lower borrowing costs.

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Fed Holds Rates Steady as It Points to an Improving Economy

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Trump predicts interest rates will come down after he announces Fed chair pick

Fed pauses interest rate cuts in first meeting of 2026

The January meeting marks the first since Fed Chair Jerome Powell confirmed the Department of Justice subpoenaed the central bank.

1don MSN

Here's what to expect at the Fed's first interest rate meeting of 2026

Jerome Powell will announce the central bank's next interest rate decision on Jan. 28 amid political and legal turmoil involving the Fed.

Fed keeps rates unchanged: what it means for mortgages, credit cards and loans

Fed holds rates at 3.5%–3.75%, keeping mortgages high, credit cards costly, and signaling patience before any further cuts.

The biggest winners and losers of Wednesday's Fed decision

Who wins and who loses when the Fed rate changes? Here's how to protect your money and position your finances strategically in any rate environment.

24/7 Wall St.

Paying Only the Minimum on $5,000 in Credit Card Debt Could Take Decades to Clear

Americans collectively owe $1.233 trillion in credit card debt, with nearly half of all cardholders carrying balances month to month at an average APR of 22.83%. Despite recent Federal Reserve rate cuts,

CoinDesk

Here's what Fed's highly anticipated rate decision this week means for bitcoin and the dollar

Powell could signal a "dovish pause," but his comments on other issues may temper the bullish reaction in BTC and other risk assets.

What Fed rate decisions mean for your wallet: 5 key changes to savings, debt and investments

As the Federal Reserve decides its federal funds rate, here’s how it ripples through the economy and influences your finances.