In the aftermath of two devastating hurricanes ravaging America’s South, final counts of damage and death rolls are still being reconciled. As USA TODAY reported, the hurricanes and storm surge and ...

Congress created the National Flood Insurance Program (the "NFIP") to help make flood insurance more affordable in areas prone to flood damage. FEMA oversees the program and writes the terms of the ...

A truck barrels through flooded Old Bridge Drive on Aug. 6, 2024, at The Farm in Bluffton, S.C. after Tropical Storm Debby came through the overnight hours. It’s a call that Shari Mendrick, the town ...

If your house isn’t sitting next to a river or the ocean, flood insurance probably feels unnecessary. But the numbers say otherwise. According to FEMA, 99% of U.S. counties have experienced a flooding ...

SEATTLE (AP) — Though natural disasters cycle across seasons and regions in the U.S., it’s often a shocking discovery for property owners how expansive and expensive flood and water damage can be when ...

Florida homeowners should review their insurance policies now, before a major storm forms. Documenting your home's condition and valuables before a storm hits can help with insurance claims. Home and ...

A federal government shutdown has halted the issuance of new National Flood Insurance Program policies. Private flood insurance is filling the gap, allowing real estate transactions to continue.

Mortgage lenders require flood insurance on homes in certain FEMA-designated flood zones. Typically, the coverage requirement is either the full replacement cost of the home, the maximum amount ...