Offsets are a tool insurers use to reduce the benefits they owe an injured worker by deducting benefits the worker receives ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

A bill introduced in Congress this month would end the disparity in how long-term disability insurance carriers treat physical conditions and mental conditions or substance abuse disorders. Today, ...

How would you support yourself or your loved ones if you couldn't work due to an injury or illness? A majority of respondents said they'd dip into financial reserves or borrow, according to a study by ...