Consumer credit card debt hit a record high at the end of 2024, passing $1.2 trillion for the first time in history. The climbing debt figures make sense in the context of the final months of 2024.

When you get a refund on a credit card purchase, you usually see the refund in your account within a few days. However, you'll likely lose any rewards you earned on the purchase. It' ...

No matter how selective you are when it comes to the purchases you make, you might find yourself returning the item or seeking a refund because of defects or other issues. That will leave you ...

Many credit card users across the country have reported that they continuously receive emails regarding credit balance refunds long after their credit card accounts have been officially closed. These ...

Using a tax refund to pay down high-interest credit card debt can save you money and improve your credit. Making a plan for all of your cash windfalls, including tax refunds, can help you maximize ...

Affiliate links for the products on this page are from partners that compensate us and terms apply to offers listed (see our advertiser disclosure with our list of partners for more details). However, ...

A negative balance on a credit card is typically a positive sign, indicating that the consumer has overpaid for something or received a statement credit. Negative balances can result from refunds, ...

Credit card refunds allow you to get money back for a purchase made with your credit card, usually in the form of a credit to your account. Refunds can take five to 14 business days to process and may ...

Chauncey grew up on a farm in rural northern California. At 18 he ran away and saw the world with a backpack and a credit card, discovering that the true value of any point or mile is the experience ...

Credit cards are one of the most commonly used forms of payment and offer a convenient way to make a purchase. But if for whatever reason the cardholder wants to make a return and it is within the ...