We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

If you have a physically demanding career, obtaining disability insurance could be a smart move to protect your income if you ...

In 49 states, long-term disability benefit claims for physical ailments – like cancer, arthritis and stroke – are assessed differently than mental health issues such as major depressive disorder, ...

One in four 20-year-old Americans will be disabled before they reach age 67, according to the Social Security Administration. This reality underscores the need for long-term disability insurance (LTDI ...

Many people will need some type of long-term care as they age — but not everyone is prepared for the potential long-term care issues that may arise or the high costs that come with it. According to ...

Short-term disability is a type of government-run insurance or employer benefit that gives you income replacement for a temporary period when you are unable to work due to a covered illness, injury, ...

Long-term care insurance is an important financial planning tool that can help protect your assets and provide for your future care needs. This type of insurance is used to help cover the cost of long ...

People don't get to choose the illnesses that render them too disabled to work, but insurance companies have the power to approve or deny claims based on where in the body their condition exists. It's ...

Only one state has disability coverage parity, in which mental health conditions are covered in the same way as physical health conditions: Vermont. In the other 49 states, long-term disability ...

Christy Bieber has a JD from UCLA School of Law and began her career as a college instructor and textbook author. She has been writing full time for over a decade with a focus on making financial and ...