A chip and PIN card is a credit card that includes microchip technology and a personal identification number (PIN) to securely verify a cardholder during a transaction. The embedded microchip is ...

Jason Fernando is a professional investor and writer who enjoys tackling and communicating complex business and financial problems. Toby Walters is a financial writer, investor, and lifelong learner.

When my new chip-equipped Capital One credit card arrived in the mail recently, I thought the silver card was my silver bullet to charging freely around the world, especially in Europe, which has been ...

While Europe, Canada and Mexico have had chipped cards for years — usually with a chip and a PIN (personal identification number), the U.S. card issuers have studiously avoided the more secure, but ...