Personal property is a standard coverage on a homeowners insurance policy. It covers belongings like furniture and clothing, paying up to a certain limit if they are stolen or damaged by a covered ...

Citizens Property Insurance is Florida’s insurer of last resort. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you take certain actions ...

Universal Property sells home insurance in Florida and more than a dozen other states. Many, or all, of the products featured on this page are from our advertising partners who compensate us when you ...

We independently evaluate all of our recommendations. If you click on links we provide, we may receive compensation. Myles is a former senior insurance editor for Investopedia. He oversaw the strategy ...

Replacement cost insurance allows homeowners to repair or replace their eligible belongings at today’s value following a covered claim. While most homeowners insurance policies include replacement ...

The ongoing California fires devastating Los Angeles County and surrounding areas highlight the growing risks posed by climate change, droughts, and expanding residential developments in fire-prone ...

You'll likely find a coinsurance clause in your commercial property insurance policy. This clause outlines how much insurance coverage you must carry in relation to the replacement cost of your ...