Many years ago, I was in an accident and my car was badly damaged. So badly, in fact, that the insurance company declared the vehicle to be a total loss. That means they decided it was not worth ...

Discovering your car has been declared a total loss can be disheartening, but understanding the process can help you navigate the situation with confidence. A “total loss” doesn’t mean your car is a ...

Total loss in car insurance refers to situations where repair costs exceed the vehicle's insured value, leading to claims settled at market value. Differentiating between constructive and actual total ...

The Sixth Circuit had previously affirmed class certification in October 2025 in Clippinger v. State Farm. The certified ...