Part of determining if a mortgage refinance is practical is weighing the balance between its benefits and costs.

A no-closing-cost refinance means you won’t pay closing costs upfront — but you will roll them into your loan or pay a higher interest rate. A no-closing-cost refinance saves you some money at closing ...

Refinancing a mortgage means getting a new loan to replace your current mortgage, which could lower your interest rate, accelerate your repayment term or cash out equity — all of which can help you ...

The rate on a 30-year fixed refinance decreased to 6.23% today, according to the Mortgage Research Center. Rates ...