Cost-sharing refers to the fact you – as a health insurance policy holder – and your health insurance company share in the cost of your covered health care services.

The share of costs covered by your insurance that you pay out of your own pocket. This term generally includes deductibles, coinsurance, and copayments, or similar charges, but it doesn't include …

Learn what cost-sharing means, why it’s an element of your health insurance coverage and more.

What is a cost-sharing charge? A cost-sharing charge is the amount an individual has to pay for a medical item or service (e.g., hospital stay, physician visit, or prescription) covered by their health …

This is called "cost sharing" or "out-of-pocket" costs. Cost sharing varies with different types of health plans, but most will have a copayment, coinsurance or deductible amount.

Aug 23, 2024 · With medical cost-sharing programs — also called healthcare sharing plans, healthcare sharing ministries, or simply health sharing plans — members make monthly payments into a pool of …

Mar 12, 2025 · Cost sharing refers to the way your cost of covered care is split between you and your insurance company. This can include copays, your deductible, and/or coinsurance, with many plans …

Cost sharing refers to the portion of medical costs that consumers pay out-of-pocket when they receive health care services. It includes deductibles, copayments, and coinsurance, and is a core feature of …

Jul 11, 2024 · Cost-sharing arrangements refer to the financial mechanisms employed within insurance benefit designs that require policyholders to share a portion of healthcare costs. These arrangements …

Health insurance protects you from paying the full cost of your care. But, you will likely still have to pay some money out of your pocket. Almost all plans call for “cost sharing.” That means your insurer …