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We help homeowners and homebuyers across the US. Comment “Taxes” to find out the best time to close on a refinance or purchase. Most people don’t realize this, but nearly every bank offers similar low rates because the banking industry is so standardized. At Hoot Home Loans, we’ve created a fully digital experience, so we avoid the high overhead costs that traditional banks carry. Our goal is to match the best rates available while cutting your fees in half. #mortgage #refinance #homeowners